Transparent Pricing, No Surprises.
Line of Credit
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- Rates 14% to 36%
- 600+ Credit Score
- Flexible Payment Terms
- Max Funding $100,000
- Funds in 5-10 Business Days
- $200,000+ in Annual Rev.
- In Business for 1+ Years
- Collateral Optional
- No Bankruptcies/Liens
Short-Term Loan
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- Rates 9% – 34.9%
- 500+ Credit Score
- 3 to 12 Month Terms
- Max Loan $250,000
- Funds in 3 – 7 Business Days
- Min. $200,000 Annual Rev.
- In Business for 1+ Year
- Collateral Not Required
- No Bankruptcies/Liens
Long-Term Loans
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- Rates 6% – 38%
- 500+ Credit Score
- 15 to 36 Month Terms
- Max Loan $500,000
- Funds in 3-5 Business Days
- Min. $100,000 in Annal Rev.
- In Business for 1+ Year
- Collateral Optional
- No Bankruptcies/Liens
Alternative Loans
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- Rates 20% – 45%
- No Credit Score Minimum
- 2 to 12 Month Terms
- Max Loan of $1,000,000
- Funds in 1-2 Business Days
- Min. $50,000 in Annual Rev.
- In Business for 3+ Months
- Requires No Collateral
- Bankruptcies/Liens OK
A Wise Agent will take the time to understand your needs before pairing you with a lender that complements your financial goals. If we think your local bank is the right place for you, that’s where we will send you. Wise Borro wants you to get the best deal even if that means going else-where to get it.
Business lines of credit.
Gain access to flexible working capital. Draw the cash you need directly into your business checking account at any time instantly. Only pay interest on what you draw. Pay back your balance early at anytime. The perfect program for business owners who need quick access to short-term capital multiple times per-year.
Wise Points:
- Cost of Loan between 14% – 36%
- Instant Access to Working Capital
- Builds Your Credit Score
- Early Payback Friendly
- Minimum 1 Year in Business
- Tax Returns Required
- Weekly Payments
- 4 to 5 Day Approval Time
- Only Pay Interest on Draw
- Great for Cash Flow Gaps
Cost of Loan
Speed to Fund
Approval Difficulty
Long-term business loans.
A long-term business loan (15 to 36 months) is best for financing projects with a longer-term return on investment, such as expansions or opening new business locations. While being difficult to be approved for, this is a great option for most business owners.
Wise Points:
- Cost of Loan between 6% – 38%
- 4 to 8 Days to Access Capital
- Builds Your Credit Score
- Interest is Tax Deductible
- Minimum 1 Year in Business
- Tax Returns Required
- Weekly or Daily Payments
- Fairly Quick Approval Time
- Great for Long-Term Investments
Cost of Loan
Speed to Fund
Approval Difficulty
Short-term business loans.
A short-term business loan is best for financing projects with immediate return on investment. This infusion of cash is designed to help the small business owner take advantage of a business opportunity.
Wise Points:
- Cost of Loan between 9% – 34.9%
- 3 to 7 Days to Access Capital
- Builds Your Credit Score
- Interest is Tax Deductible
- Minimum 1 Year in Business
- Tax Returns Required
- Weekly or Daily Payments
- Quick Approval Time
- Great for Growth Opportunities
Cost of Loan
Speed to Fund
Approval Difficulty
Alternative Loans
Gain easy access to working capital. Get funded directly into your business checking account in 48 hours or less. This is your expensive but, quick loan. It’s also easy to get approved. Great for business owners without tax returns and only 3 months bank statements are required.
Wise Points:
- Cost of Loan between 20% – 45%
- Fast Access to Working Capital
- No Credit Score Minimums
- Required No Collateral
- Minimum of 3 Months in Business
- No Tax Returns Required
- Mostly Daily Payments
- 1 to 2 Day Approval Time
- Bankruptcies & Liens OK
- Easy to Get Approved
Cost of Loan
Speed to Fund
Approval Difficulty
Misinformed business owners can get burned in the sales process and end up with surprise fees and rates. By presenting pricing information upfront, borrowers have peace of mind. Wise Borro’s partner lenders are committed to truth and transparency in every aspect of how they treat you as their customer. It’s the smart way to get a loan.
Serving over 750+ business industries.
Wise Borro’s partners with lenders who understand the particulars of your business needs.
Restaurants
Financing an Expansion
Automotive Shops
Advertising Campaign
Retail Shops
Purchase Inventory
Dentists
Upgrade Equipment
Construction
Hire Additional Employees
Save $16,500 on your business loan.
Learn Your Needs
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