WISEBORRO Business Loans & Consulting. | Wise Borro – Transparent Business Loan Rates & Programs
Wise Borrow is the #1 rated AAA+ Business Loan Provider.
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Smart Business Financing Programs

Transparent Pricing, No Surprises.

  • Line of Credit

    • Rates 14% to 36%
    • 600+ Credit Score
    • Flexible Payment Terms
    • Max Funding $100,000
    • Funds in 5-10 Business Days
    • $200,000+ in Annual Rev.
    • In Business for 1+ Years
    • Collateral Optional
    • No Bankruptcies/Liens

  • Short-Term Loan

    • Rates 9% – 34.9%
    • 500+ Credit Score
    • 3 to 12 Month Terms
    • Max Loan $250,000
    • Funds in 3 – 7 Business Days
    • Min. $200,000 Annual Rev.
    • In Business for 1+ Year
    • Collateral Not Required
    • No Bankruptcies/Liens

  • Long-Term Loans

    • Rates 6% – 38%
    • 500+ Credit Score
    • 15 to 36 Month Terms
    • Max Loan $500,000
    • Funds in 3-5 Business Days
    • Min. $100,000 in Annal Rev.
    • In Business for 1+ Year
    • Collateral Optional
    • No Bankruptcies/Liens

  • Alternative Loans

    • Rates 20% – 45%
    • No Credit Score Minimum
    • 2 to 12 Month Terms
    • Max Loan of $1,000,000
    • Funds in 1-2 Business Days
    • Min. $50,000 in Annual Rev.
    • In Business for 3+ Months
    • Requires No Collateral
    • Bankruptcies/Liens OK

A Wise Agent will take the time to understand your needs before pairing you with a lender that complements your financial goals. If we think your local bank is the right place for you, that’s where we will send you. Wise Borro wants you to get the best deal even if that means going else-where to get it.

Business lines of credit.

Gain access to flexible working capital. Draw the cash you need directly into your business checking account at any time instantly. Only pay interest on what you draw. Pay back your balance early at anytime. The perfect program for business owners who need quick access to short-term capital multiple times per-year.

 

Wise Points:

  • Cost of Loan between 14% – 36%
  • Instant Access to Working Capital
  • Builds Your Credit Score
  • Early Payback Friendly
  • Minimum 1 Year in Business
  • Tax Returns Required
  • Weekly Payments
  • 4 to 5 Day Approval Time
  • Only Pay Interest on Draw
  • Great for Cash Flow Gaps

Cost of Loan

Speed to Fund

Approval Difficulty

Long-term business loans.

A long-term business loan (15 to 36 months) is best for financing projects with a longer-term return on investment, such as expansions or opening new business locations. While being difficult to be approved for, this is a great option for most business owners.

 

Wise Points:

  • Cost of Loan between 6% – 38%
  • 4 to 8 Days to Access Capital
  • Builds Your Credit Score
  • Interest is Tax Deductible
  • Minimum 1 Year in Business
  • Tax Returns Required
  • Weekly or Daily Payments
  • Fairly Quick Approval Time
  • Great for Long-Term Investments

Cost of Loan

Speed to Fund

Approval Difficulty

Short-term business loans.

A short-term business loan is best for financing projects with immediate return on investment. This infusion of cash is designed to help the small business owner take advantage of a business opportunity.

 

Wise Points:

  • Cost of Loan between 9% – 34.9%
  • 3 to 7 Days to Access Capital
  • Builds Your Credit Score
  • Interest is Tax Deductible
  • Minimum 1 Year in Business
  • Tax Returns Required
  • Weekly or Daily Payments
  • Quick Approval Time
  • Great for Growth Opportunities

Cost of Loan

Speed to Fund

Approval Difficulty

Alternative Loans

Gain easy access to working capital. Get funded directly into your business checking account in 48 hours or less. This is your expensive but, quick loan. It’s also easy to get approved. Great for business owners without tax returns and only 3 months bank statements are required.

 

Wise Points:

  • Cost of Loan between 20% – 45%
  • Fast Access to Working Capital
  • No Credit Score Minimums
  • Required No Collateral
  • Minimum of 3 Months in Business
  • No Tax Returns Required
  • Mostly Daily Payments
  • 1 to 2 Day Approval Time
  • Bankruptcies & Liens OK
  • Easy to Get Approved

Cost of Loan

Speed to Fund

Approval Difficulty

Misinformed business owners can get burned in the sales process and end up with surprise fees and rates. By presenting pricing information upfront, borrowers have peace of mind. Wise Borro’s partner lenders are committed to truth and transparency in every aspect of how they treat you as their customer. It’s the smart way to get a loan.

Serving over 750+ business industries.

Wise Borro’s partners with lenders who understand the particulars of your business needs.

  • Restaurants

    Financing an Expansion

  • Automotive Shops

    Advertising Campaign

  • Retail Shops

    Purchase Inventory

  • Dentists

    Upgrade Equipment

  • Construction

    Hire Additional Employees

Save $16,500 on your business loan.

Wise Borro’s consultative approach saves you money to your business loan.

 

Get Started now.

  • Learn Your Needs

    Financial discovery time.

  • Pitch to Lenders

    You're looking good.

  • Negotiate for You

    Get the best deal.

  • Get Funded

    Processing & review.

  • You Love Us.

    We stay in touch.

Happy-Left-Business-Man-Happy-Right-Business-Man-You’re in Good Company

Wise Borro partners with like-minded lenders who put small business owners first.

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Are You Ready to Grow Your Business?